{"id":7746,"date":"2026-06-12T10:17:51","date_gmt":"2026-06-12T13:17:51","guid":{"rendered":"https:\/\/portalmaisagro.com\/?p=7746"},"modified":"2026-06-12T10:19:05","modified_gmt":"2026-06-12T13:19:05","slug":"credito-rural-movimenta-r-433-bilhoes-na-agricultura-empresarial-entre-julho-de-2025-e-maio-de-2026","status":"publish","type":"post","link":"https:\/\/portalmaisagro.com\/?p=7746","title":{"rendered":"Cr\u00e9dito rural movimenta R$ 433 bilh\u00f5es na agricultura empresarial entre julho de 2025 e maio de 2026"},"content":{"rendered":"<p style=\"text-align: justify\"><em>CPR cresce 8% e passa a responder por 42,8% do total concedido; financiamentos para industrializa\u00e7\u00e3o avan\u00e7am 59,5% e Pronamp registra alta de 4,3% no per\u00edodo<\/em><\/p>\n<p style=\"text-align: justify\">Ocr\u00e9dito rural destinado \u00e0 agricultura empresarial (exclu\u00eddo o Programa Nacional de Fortalecimento da Agricultura Familiar &#8211; Pronaf) somou R$ 433 bilh\u00f5es entre julho de 2025 e maio de 2026, no \u00e2mbito do Plano Safra 2025\/2026. O montante \u00e9 5% inferior aos R$ 458,1 bilh\u00f5es contratados no mesmo per\u00edodo da safra anterior.<\/p>\n<p style=\"text-align: justify\">Os dados, ainda provis\u00f3rios, constam do\u00a0<a class=\"internal-link\" title=\"\" href=\"https:\/\/www.gov.br\/agricultura\/pt-br\/assuntos\/noticias\/2026\/Boletim_Credito_Rural_EmpresarialSemPronaf_jul25_maio2610.08.26.pdf\" target=\"_self\" data-tippreview-image=\"\" data-tippreview-title=\"\" data-tippreview-enabled=\"false\">Boletim de Desempenho do Cr\u00e9dito Rural<\/a>\u00a0elaborado pelo Departamento de Financiamento (Defin), da Secretaria de Pol\u00edtica Agr\u00edcola do Minist\u00e9rio da Agricultura e Pecu\u00e1ria (Mapa), com base em informa\u00e7\u00f5es do Sistema de Opera\u00e7\u00f5es do Cr\u00e9dito Rural e do Proagro (Sicor), do Banco Central do Brasil.<\/p>\n<p style=\"text-align: justify\">O principal destaque do per\u00edodo foi o crescimento dos financiamentos destinados \u00e0 industrializa\u00e7\u00e3o, que passaram de R$ 19,7 bilh\u00f5es para R$ 31,5 bilh\u00f5es, alta de 59,5%. O resultado reflete a amplia\u00e7\u00e3o do processamento e da agrega\u00e7\u00e3o de valor aos produtos agropecu\u00e1rios, com participa\u00e7\u00e3o relevante das cooperativas. A industrializa\u00e7\u00e3o tamb\u00e9m foi a \u00fanica finalidade a registrar aumento no n\u00famero de contratos, com avan\u00e7o de 17,7%.<\/p>\n<p style=\"text-align: justify\"><strong>CPR AMPLIA PARTICIPA\u00c7\u00c3O NO CR\u00c9DITO RURAL<\/strong><\/p>\n<p style=\"text-align: justify\">As C\u00e9dulas de Produto Rural (CPR) mantiveram trajet\u00f3ria de crescimento e alcan\u00e7aram R$ 185,2 bilh\u00f5es em contrata\u00e7\u00f5es, aumento de 8% em rela\u00e7\u00e3o ao mesmo per\u00edodo da safra anterior.<\/p>\n<p style=\"text-align: justify\">Com esse desempenho, a CPR passou a representar 42,8% do volume total concedido na safra 2025\/2026, ante 37,4% no ciclo anterior, consolidando-se como o principal instrumento de financiamento do custeio agr\u00edcola.<\/p>\n<p style=\"text-align: justify\">Considerando conjuntamente as opera\u00e7\u00f5es de custeio e as CPRs, o volume destinado ao financiamento da produ\u00e7\u00e3o atingiu R$ 322,7 bilh\u00f5es, recuo de apenas 2,1% em compara\u00e7\u00e3o com a safra passada.<\/p>\n<p style=\"text-align: justify\">Outro segmento em expans\u00e3o foi o Programa Nacional de Apoio ao M\u00e9dio Produtor Rural (Pronamp), que registrou R$ 56,4 bilh\u00f5es em concess\u00f5es, crescimento de 4,3%. O desempenho do custeio para os m\u00e9dios produtores superou o da safra passada e reflete as medidas adotadas no Plano Safra para ampliar a oferta de recursos destinados a esse p\u00fablico, incluindo o aumento das subexigibilidades dos dep\u00f3sitos \u00e0 vista.<\/p>\n<p style=\"text-align: justify\"><strong>TAXAS DE JUROS<\/strong><\/p>\n<p style=\"text-align: justify\">Os programas de investimento registraram retra\u00e7\u00e3o de 28,1% no conjunto das opera\u00e7\u00f5es, movimento que ainda reflete a cautela dos produtores diante das taxas de juros elevadas.<\/p>\n<p style=\"text-align: justify\">Os maiores recuos ocorreram no Programa de Financiamento \u00e0 Agricultura Irrigada e ao Cultivo Protegido (Proirriga), com queda de 56%; no Programa de Desenvolvimento Cooperativo para Agrega\u00e7\u00e3o de Valor \u00e0 Produ\u00e7\u00e3o Agropecu\u00e1ria (Prodecoop), com redu\u00e7\u00e3o de 54%; e no Programa de Moderniza\u00e7\u00e3o da Frota de Tratores Agr\u00edcolas e Implementos Associados e Colheitadeiras (Moderfrota), tamb\u00e9m com retra\u00e7\u00e3o de 54%.<\/p>\n<p style=\"text-align: justify\">Segundo o boletim, a execu\u00e7\u00e3o abaixo da programa\u00e7\u00e3o em todos os programas de investimento indica que a principal restri\u00e7\u00e3o est\u00e1 na demanda por cr\u00e9dito, influenciada pelo custo financeiro das opera\u00e7\u00f5es, e n\u00e3o na oferta de recursos, embora as institui\u00e7\u00f5es financeiras tenham adotado crit\u00e9rios mais seletivos na concess\u00e3o.<\/p>\n<p style=\"text-align: justify\">O cen\u00e1rio tamb\u00e9m \u00e9 impactado pela instabilidade econ\u00f4mica internacional, pelo aumento da inadimpl\u00eancia, pela eleva\u00e7\u00e3o dos custos de produ\u00e7\u00e3o e pelos riscos clim\u00e1ticos enfrentados pelo setor nos \u00faltimos anos.<\/p>\n<p style=\"text-align: justify\"><strong>FONTES DE RECURSOS<\/strong><\/p>\n<p style=\"text-align: justify\">Entre as fontes de financiamento, destacou-se o crescimento da Letra de Cr\u00e9dito do Agroneg\u00f3cio (LCA) Controlada, que passou de R$ 927 milh\u00f5es para R$ 28,8 bilh\u00f5es, tornando-se a segunda principal fonte de recursos controlados do cr\u00e9dito rural.<\/p>\n<p style=\"text-align: justify\">A LCA Livre registrou retra\u00e7\u00e3o de 38%. Parte dessa redu\u00e7\u00e3o foi compensada pela expans\u00e3o da Poupan\u00e7a Rural Livre, que cresceu 49,5%, equivalente a R$ 19,1 bilh\u00f5es, alcan\u00e7ando R$ 57,6 bilh\u00f5es em contrata\u00e7\u00f5es.<\/p>\n<p style=\"text-align: justify\">J\u00e1 os recursos equaliz\u00e1veis, aqueles com taxas de juros subvencionadas pelo Tesouro Nacional, totalizaram R$ 48,9 bilh\u00f5es na safra 2025\/2026, com saldo remanescente de 47%.<\/p>\n<p style=\"text-align: justify\">De acordo com o boletim, a redu\u00e7\u00e3o observada nessa fonte est\u00e1 associada ao aumento das taxas de juros, \u00e0 maior seletividade das institui\u00e7\u00f5es financeiras e ao in\u00edcio da obrigatoriedade de cumprimento das exigibilidades dos dep\u00f3sitos \u00e0 vista por cooperativas de cr\u00e9dito e bancos cooperativos, que migraram suas contrata\u00e7\u00f5es para essa fonte.<\/p>\n<p style=\"text-align: justify\">Na distribui\u00e7\u00e3o regional das concess\u00f5es de cr\u00e9dito rural, exclu\u00eddas as CPRs, a Regi\u00e3o Sul liderou tanto em volume financeiro, com R$ 74,2 bilh\u00f5es, quanto em n\u00famero de contratos com 131.109 opera\u00e7\u00f5es realizadas. O Nordeste registrou a maior retra\u00e7\u00e3o em valor entre as regi\u00f5es, com redu\u00e7\u00e3o de 26% em rela\u00e7\u00e3o ao mesmo per\u00edodo da safra anterior.<\/p>\n<p style=\"text-align: justify\"><em>Ascom Mapa<\/em><\/p>\n<p style=\"text-align: justify\"><em>Foto: Divulga\u00e7\u00e3o<\/em><\/p>\n<p style=\"text-align: justify\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-7743\" src=\"https:\/\/portalmaisagro.com\/wp-content\/uploads\/2026\/06\/capa-2026-8.png\" alt=\"\" width=\"298\" height=\"391\" srcset=\"https:\/\/portalmaisagro.com\/wp-content\/uploads\/2026\/06\/capa-2026-8.png 298w, https:\/\/portalmaisagro.com\/wp-content\/uploads\/2026\/06\/capa-2026-8-229x300.png 229w, https:\/\/portalmaisagro.com\/wp-content\/uploads\/2026\/06\/capa-2026-8-150x197.png 150w\" sizes=\"auto, (max-width: 298px) 100vw, 298px\" \/><\/p>\n<p style=\"text-align: justify\"><a href=\"https:\/\/digital.agriculturafamiliar.agr.br\/pub\/agriculturafamiliar\/#page\/147\"><strong><em>Conte\u00fado exclusivo de empresas participantes do Anu\u00e1rio Brasileiro do Agroneg\u00f3cio e Agricultura Familiar &#8211; LEIA O ANU\u00c1RIO GRATUITAMENTE<\/em><\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>CPR cresce 8% e passa a responder por 42,8% do total concedido; financiamentos para industrializa\u00e7\u00e3o avan\u00e7am 59,5% e Pronamp registra alta de 4,3% no per\u00edodo Ocr\u00e9dito rural destinado \u00e0 agricultura empresarial (exclu\u00eddo o Programa Nacional de Fortalecimento da Agricultura Familiar &#8211; Pronaf) somou R$ 433 bilh\u00f5es entre julho de 2025&hellip;<\/p>\n","protected":false},"author":10,"featured_media":7747,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_crdt_document":"","footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[17,131],"tags":[],"class_list":["post-7746","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credito-e-investimento","category-destaques"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - 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